Life, Pensions & Serious Illness Cover

Life Insurance

Life Insurance policies are designed to offer cover in the event of an untimely death. They protect against the financial burden when the income earner dies and leaves behind a spouse and possibly children.

Did you know?

• 32,000 people die in Ireland every year, 23,000 have no life insurance policy!
  
• The average family in Ireland is insured for less than €38,000! Make sure that this does not apply to you.
  
• For as little as €45* per month, a male and female of 40 next birthday, non-smokers, can obtain cover of €127,000
  
• 45% of Irish families carry no life assurance
  
• 87% of Irish families covered only have one spouse insured

What can we do for you...

• As brokers, we deal with the leading life assurance companies and can provide you with best products in the market that meet your exact requirements.
• We will listen and assess your individual situation, we appreciate everyone is different!
• We will talk you through the various policies available which would suit you best, outlining the pros and cons of each.
• With proper information, you are then in a position to make an informed decision.

Pensions

When it comes to PENSIONS, do you automatically think 'I'll sort out something next year' and continue to put it off. It is something we all have to consider. The fact that we are all living longer means we have to think ahead, do you want to enjoy your retirement and take all those long awaited trips abroad, making the most of all the extra leisure time you have on our hands?

Or would you prefer to exist on a small state pension, worrying constantly about impending bills, with no extra cash left over for luxury items or holidays. Surely this isn't what we spend all our working life moving towards.

Don't put your PENSION ARRANGEMENTS on the long finger any longer, take action today and you can rest assured that your retirement will be something to look forward to. For as little as €65 per month, we can arrange a personal pension for you. The more years you pay in, the more your pension will be worth when you come to retire. So start funding for the inevitable now.

Serious Illness Cover

People automatically select Life cover to cover their mortgage. But is this enough? If you suffer a serious illness, will you be able to continue to pay your mortgage?

In fact, people are more likely to suffer a serious illness than die prematurely, and Serious Illness cover is a vital element for those who want to protect themselves and their family against the unknown.

Serious Illness Cover – Affordable Protection

Serious illness cover is now available as a percentage of the life sum insured. You can choose between 25%, 50%, 75% and 100%. So if 100% is not affordable for you, you can choose a lower option to provide some peace of mind in the event of a serious illness.

Serious Illness Cover – Essential Protection

Serious illness cover pays a lump sum if you are diagnosed as suffering from one of a number of specified serious illnesses or need to undergo a specified surgery. A serious illness payment will only be made once. Further payments are not made on any subsequent events. The cost of serious illness cover is higher than the cost of life cover because the chance of getting a serious illness is greater.

*There are a number of valuable benefits provided automatically with Serious Illness cover and you can also choose to add optional additional benefits to your policy. These benefits will incur an extra cost, but may particularly suit your circumstances or give additional peace of mind.

Contact a member of our team for more information on
Life, Pensions & Serious Illness Cover click here.

*Terms and conditions apply.